Black Pearl Matrix

Web Design, Hosting, Digital Products & Services


Web Design, Hosting, Digital Products & Services


Web Design, Hosting, Digital Products & Services


57 Ideas To Make Extra Money With Little Investment

57 Ideas To Make Extra Money With Little Investment


Presented By
Black Pearl Matrix

What are the Best Categories to Make an Extra Income?

In this article, we list 57 excellent ideas to invest time, ideas that can supplement your income and, who knows, achieve your dreams of financial independence with little investment.

Do you want to earn extra money to supplement your income or even put an idea into practice to make it your main source of income, but don’t know how?

Although you think you don’t need to increase your income, know that the greater your ability to save, the closer you will be to achieving greater freedom and financial independence.

Look at the ladder to reach financial freedom:


Best of all, you can enjoy the comfort of your own home by taking advantage of the vast majority of the opportunities I’ve outlined for you in this article.

I’m sure one of them must fit your profile.

Knowing this, check out 57 ideas to earn extra money with little investment, separated by categories:

Food Category

1. Make and Sell Pot Cakes

Pot cake is a delicious dessert that can be used on the most diverse occasions. With different sizes, fillings and toppings, it caters to the most varied tastes.

So, if you like this type of product, even if you don’t know how to make it, you can find pot cake recipes on the internet and make this a profitable business for you.

About Black Pearl Matrix

We are a passionate team of experts that have helped businesses large and small from all around the world to capitalize on the Internet.

BPM Professional Web Design, Online Business Development, Pre-Built Online Stores, Mobile Apps, SEO Services, Web Hosting, Interactive Media & Animation, Social Media Integration, Branding, Affiliate Opportunities, Online Store

Featured Articles


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022

2. Offer Personalized Cakes and Cupcakes

Still, in the culinary field, cakes and cupcakes are very popular and are known to give a special charm to the sweet table of almost every party. At children’s parties, especially, they are indispensable.

Taking the basic ingredients of pot cakes into your recipe, both for the dough and for the filling, you can invest in customizing and selling these sweets.

By sharing it with friends and family, you can secure an excellent portfolio of your work and secure an extra source of income with a low initial investment.

3. Invest in Handmade Food

Another opportunity to be considered in the culinary area is the production of artisanal products, such as bread, butter, cakes, sauces, jams, sweets and snacks.

If you like to cook and have recipes that you consider different or even unique, it is a good thing to invest in this branch, as it is in good demand and your products will be valued.

4. Assemble a Buffet

Ever thought about providing food and drinks at birthday parties, events and meetings?

Did you know that this service is an excellent idea for extra income with little investment?

Even if you think the opposite, remember that for the growth of your own business it is important to plan, start small, guarantee the support of friends and family and the recognition of your brand.

This happens gradually, as well as the need to apply the money.

5. Make Party Snacks

If putting together a buffet is too much for you, offering party snacks can be an idea that can take less time and even less money.

For a simpler event, you can opt for snacks such as the traditional snacks that you already know how to make.

Otherwise, invest in free courses on the internet or take classes that teach you how to make more elaborate appetizers.

Category Beauty and Aesthetics

6. Be a Makeup Artist

Working on self-esteem is very important for health. And makeup helps many women fight some appearance-related insecurities.

Taking that into account and the fact that many of us don’t know how to apply makeup, putting this idea into practice will earn you some serious money.

All you have to do is take a course or learn for free in video classes that teach you how to combine colors and brushes correctly, among other tips, to start offering quality makeup services.



  • Blog Website
  • Up To 3 Pages
  • Responsive In All Platforms
  • 6 Months Support
  • And much more ...
start up


  • Corporate Business Website
  • Up To 5 Pages
  • Emailing Contact Form
  • 8 Months Support
  • And much more ...


  • E-Commerce Store
  • Up To 30 Products
  • Security Payment System
  • 12 Months Support
  • And much more ...

7. Offer Pedicure and Manicure Services

People love to take care of small details in appearance that make a difference in everyday look. Taking care of the feet and hands is one of them.

Both women and men seek cleaning, cutilage, polishing, enameling, revitalization, hydration and massage procedures on the skin and nails. Surely everyone knows someone who is constantly looking for this type of service.

You can disclose to people who are closer or not and even offer this service in your own home by scheduling or going to your client’s home.

8. Make Party Hairstyles

Hairstyles are super sought after, especially for everyday looks, events, parties, and various reasons.

If you were born with this gift, develop it as a hobby or seek to become a professional in this area, you will definitely earn good extra money with this idea that requires a very low investment.

The fact is that this idea of extra income with low investment will require much more skill and practice than a large initial capital.

9. Do Depilation (Hair Removal) at Home

Continuing with the most common and sought-after services when it comes to beauty and aesthetics, we have the waxing service.

If you understand the business and want to work in this area, doing hair removal at home can be an excellent business.

At first, it is very necessary that you take a course to learn the correct ways to work and invest in your work materials, such as a portable stretcher, wax, thermowax, spatula, etc.

If you manage to take advantage of these opportunities, you will soon be able to retain customers and make this a great source of extra income.

10. Be an Eyebrow Designer

Just like good makeup, a well-groomed brow makes a big difference to anyone’s appearance.

If you know it, in your free time or on weekends, you can use this idea to supplement your salary or even specialize in this area that is in great demand among the female audience.

A good advantage of working from home is that you can control your own hours, adapting the work according to your availability, in addition to not having to share your profit.

Studies, Languages and Text Category

11. Teaching Language Classes

Language courses are one of the most sought-after products on the market.

So, if you have a degree or are proficient in another language, you can take advantage of the idea of giving private or group lessons to someone who wants to improve their language or is preparing for an exchange program.

With the ease offered by technology, you can teach online, in your workspace at home and still offer your classes at the best times for you.

If you still don’t know another language, but want to learn it, read the article: Discover 17 FREE websites and apps for you to learn a new language.

Featured Articles


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022


8 Advantages of Affiliate Marketing In 2022


Check Out Amazing Deals At Vogue Spell !!!

Check Out Amazing Deals
At Vogue Spell !!!

Men’s Boots


Men’s Backpack


Men’s Sneakers


Women's Purse


12. Give Reinforcement Classes

Whether at the basic, medium or higher level, there are always people looking for reinforcement in more difficult subjects.

So, if you have training in an area, such as Portuguese, mathematics, history, biology, etc. or simply know a lot about the content and are interested in teaching, this is a good business to invest in.

This is one of the ideas to earn extra money with little investment. You can put this tip into practice as soon as possible.

Just advertise on sites that offer this type of service, or offer your work to someone you know who is interested.

13. Write Ebooks

Since you are in the habit of reading and writing frequently, have good writing skills and are an expert in a particular field, you can earn extra money by writing and selling e-books.

To do a good job, it is extremely important to master the subject to be talked about or to be a good researcher, to know your persona or target audience well and to invest in publicizing your product.

Here are some tips for writing a successful ebook:


You would require very little start-up capital, especially for advertising. This is an excellent idea to earn extra money with a low investment.

14. Teach Crochet Lessons

Crochet is a type of handicraft that consists of the manual work of creating fabrics using a crochet needle and some continuous threads, usually wool.

Like any other crafting technique you master, it can be used to supplement your income by selling beautiful and in-demand products, or by giving classes to people who want to learn the technique.

Fitness Category

15. Teach Dance Classes

Dancing strengthens muscles, improves the cardiovascular system and posture, increases blood flow, favors correct breathing and also helps the body’s defenses, among many other positive results for health.

There are several courses that will help you develop the most unique and effective dance styles.

Thus, you can professionalize and diversify your services, making them more attractive to those who will participate in your classes.

16. Teach Yoga Classes

Yoga is a type of exercise that brings countless benefits, not only for the body but also for the mind.

Among other advantages, by having this practice as a habit in your life, you can reduce stress and anxiety, relieve body aches, control blood pressure and heartbeats and even facilitate weight loss.

In addition to contributing to a healthier lifestyle, once you have pleasure and want to deepen in this practice, it is worth giving yoga classes to people who seek changes in their daily lives.

Whether virtual or not, you can obtain a source of income with this technique that involves both physical, emotional and spiritual aspects.


Check Out Amazing Deals At Vogue Spell !!!

Check Out Amazing Deals
At Vogue Spell !!!

Men’s Boots


Men’s Backpack


Men’s Sneakers


Women's Purse


17. Be a Personal Trainer

Are you passionate about sports? Do you have training in physical education? Have you ever imagined yourself as a personal trainer?

A personal trainer offers a type of personalized follow-up to its clients, unlike those who only have the supervision of professionals in gyms.

Best of all, you can provide this type of service in more restricted locations, gyms or at clients’ homes at more flexible hours.

That way, if the answer to all the questions I asked above was “YES”, these are reasons for you to invest in this profession or even make it a complement to your current source of income.

Category Fashion and Clothing

18. Make and Sell Masks

In the period of the coronavirus pandemic, several entrepreneurs took advantage of the demand for masks by the population as a business opportunity.

Faced with that scenario or not, people are looking for this type of accessory for their daily lives, not to mention the demand from companies that have masks as a mandatory work accessory.

So if you’re comfortable with sewing and you like that area, it’s a good investment.

19. Pet Clothes and Ties for Sale

Anyone who has a pet or accompanies someone who does knows how much pets tend to be spoiled.

Pet clothes are a charm and are in high demand by owners who love to wear or put on a special accessory to walk their pet.

So, if you like sewing, it’s a great idea to put your creativity and skills to work to earn money.

On the other hand, if you want to earn money on the internet, be sure to read the article: How to earn money on the internet in an honest and proven way.

20. Offer Sewing Services

Still in the sewing area, if you don’t like making clothes, masks, among other products, you can simply offer small sewing services, for example.

In your family, in your neighborhood, there are certainly people who need this service from time to time.

Disclose to people close to you and ask them to share with friends and post on their social networks. That way, it will be easier for someone to find you when they need your services.

21. Make Baby Clothes

Although mothers are having fewer and fewer children, their spending on them is higher than it was in the past. According to surveys, the children’s clothing market grows on average 4.39% per year.

Therefore, it is a market worth investing in. A great source of extra income that also needs a low initial investment.

22. Customize Clothing

Many people like to customize their clothing to make it as close to their personal tastes as possible.

So, if you like sewing and modifying things, you can help your customers to makeover their wardrobe with as little money as possible.

Use pearls, gemstones, appliqués and simple or more elaborate cuts. Don’t limit your or your client’s creativity at this point.

23. Sale Custom T-Shirts

Don’t like the more elaborate idea of customizing clothes? Another option we have in this business is the sale of personalized t-shirts.

Personalized t-shirts are highly sought after by companies that like to offer this branded product to their employees.

There is also demand from people who want blouses with different prints, such as animals, flowers and even faces.

Personalized t-shirts are very popular for special dates, with phrases, names, etc. They are also common on birthdays, not to mention the daily use of thousands of people.

So, be open to this opportunity to earn extra money that will definitely make a difference in your budget at the end of the month.

Category of Products and Services

24. Work as an Application Driver

Becoming an app driver is relatively simple as there are several apps to earn money in urban areas.

The first step is to choose which one offers the best benefits for the driver and has a good standard of safety and quality, an important factor for both you and your customer.

In the US, this alternative is widely used as the main source of income for thousands of people.

25. Offer Craft Classes

Handicraft requires a lot of mastery and technique. So even if you have good teaching skills, this can be a daunting task for someone who has never tried to do something like this in their life.

But if it’s something close to your reality, something you like to do or are interested in learning, you can make use of online courses that teach the principles of this art. Put into practice, you can earn good money giving craft classes to your customers.

26. Make Good Use of Your Hobbies

Have you ever stopped to think that your hobbies can bring you a good financial return?

You might not like cooking, writing or sewing, but you might know how to play a musical instrument and enjoy teaching, for example.

Remember that it is always possible to teach someone something. That’s why it’s so important to know yourself and know the market.

Perhaps you are missing out on a great opportunity by not knowing how to monetize your hobbies. Think about what you can take advantage of.

27. Be a Photographer in Your Free Time

Who doesn’t love pictures? Everyone does. And people are looking for someone to offer this type of service every day and are always looking for recommendations from friends for good photographers.

The fact is that photography is an art form and a beautiful way to immortalize moments.

Therefore, if this is your gift, something that gives you pleasure or that you really want to invest, take advantage of the chance to increase your income with this work.

Also, take the opportunity to promote your work on social networks and ask a little help from friends to share your photos.

28. Resale of Cosmetics

No matter the circumstances, even if it affects our personal finances, we need some essential cosmetics for our everyday appearance.

And when we talk about the market in general, there is a great demand for products of this type.


Knowing this, you can resell cosmetics and earn extra money from the sale and profit from each product.

BPM ApploadYou001
BPM ApploadYou001

29. Be a Pet Sitter

Pet sitting is a new concept in the animal world. And the pet sitter is the professional who takes care of pets in their own home.

That is, by offering this service, you will be responsible for taking care of, giving affection and attention to your client’s pet while he is not present.

As many of us love pets and are looking for extra money, if this is your case, you can join the idea, become a professional and become a good pet sitter.

30. Care for the Elderly

A good caregiver for the elderly is empathetic and patient. He is aware that it is natural for human beings to undergo intense changes over time. This involves physical, emotional and cognitive changes.

As a caregiver’s task, in addition to taking care of their diet, hygiene, safety, comfort and well-being, it is also important to provide the elderly with the correct medications, in the appropriate doses and times.

Accepting and taking responsibility for fulfilling these and many other tasks, I see senior care work as a good idea to dedicate yourself to.

31. Furniture Repair

Furniture repair presents a good opportunity for profitability in view of the great demand for this service, which most often involves disassembling and reassembling furniture and replacing defective or broken parts.

You can work on your own or join a company with the same goal. And also seek specialization in specific segments such as: specialization in the residential, commercial or industrial segments, depending on your availability and interest in investing your time and money.

32. Wash the Cars of Friends and Neighbors

Do you know how to wash cars properly? And economically? How about taking advantage of this idea to earn extra money with a low investment?

Not everyone knows how to wash the car correctly, so they turn to professionals who really know how to clean cars.

You can be a professional at this, put the idea into practice! Your friends and family will definitely support you and make your business grow.

33. Sell Things You Don't Use

Here, what matters is giving up what you don’t use and using it to your advantage, earning a little money selling clothes, objects, furniture, appliances, etc.

Everyone has something that they haven’t used in a long time and don’t even intend to use. See if it’s still in good condition and put it up for sale on websites for a price you think is fair.

In addition to being sustainable, this idea can be quite profitable, depending on what you are going to put up for sale.

34. Rental of Objects

If you’re not ready to sell these items or a specific item that you don’t use, the other option we have is renting.

The search for renting clothes, shoes, accessories, objects, furniture, among others, may surprise you and even be more advantageous than selling it, if you have stored it properly.

35. Rent a Space in Your Home

If you own a large house or apartment and have a room available, you can share ownership and living expenses with someone else.

Or rent just a room, basement, shed or garage for your client. This is another one of the ideas to earn extra money with little investment. You saw that this tip involves minimal investment, or even none at all, right?

36. Grow and Sell Plants

Are you good with plants? Have you considered the option of growing plants in your backyard?

In addition to being a hobby for many people, this idea could be the solution to their financial problems.

The price of seedlings and seeds is relatively low, and you can find what you need on websites, stores or even supermarkets.

37. Work with Children's Party Decoration

Birthday parties are increasingly elaborate, whether with themed panels, decorated curtains and towels, personalized balloons, etc.

The imagination of the birthday boy and even his parents, when it comes to children’s parties, is usually quite creative.

Due to all this demand for party productions with more special ornamentation, this branch has become quite interesting for those looking for a good source of income.

So, if you like decoration and also have a way with children, you will definitely like this job.

Among the ideas to earn extra money with little investment, this can be one of the most profitable.

38. Make Custom Accessories

Personalized accessories are all the rage, and you can use your unique creative skills by customizing and selling all kinds of accessories, sharing them with friends and family, or even creating your own online store.

39. Sale Flower Arrangements, Bouquets and Garlands

Very popular at weddings and even birthdays, flower arrangements give a special charm to any decor, from the simplest to the most elaborate.

So, if you like flowers and this type of decoration, and want to help make other people’s parties and celebrations even more beautiful, investing in this business will certainly be a success.

40. Sale Paintings

Do you have a talent for painting? Have you ever felt like showing your art to the world?

Selling artwork on your own is another idea to earn extra money with little investment and should be considered if you are good at this job.

Many people like and use paintings as decoration for the walls of their homes. So take advantage of these opportunities by using your talent to your advantage.

41. Make Toys

Selling toys is a very relevant and attractive idea, depending on the audience you want to reach.

In this case, you can and should define your audience or customers that you want to reach with the type of toy you are selling, either by age group or by type of product and even by gender.

For example, are you looking to sell newborn toys, children’s toys, or youth toys? Will the toys be just educational or superheroes?

These points must be considered so that you can define a portfolio of profitable works based on your market segment.

42. Create Creative Packaging

On some photo-sharing sites and social networks, you can find several super cool ideas that will help you create the best creative packaging for you to offer your customers.

Here, your creativity rules. Play with colors and patterns.

Create your own style and sell simple or sophisticated pieces, the one that pleases the customer from the first contact with the product, either because of the image or even the texture of the packaging.

BPM ApploadYou001

Check Out Amazing Deals At Vogue Spell !!!

Check Out Amazing Deals
At Vogue Spell !!!

Men’s Boots


Men’s Backpack


Men’s Sneakers


Women's Purse


43. Plan Events

As with your financial life, financial planning is essential. When it comes to parties and events, we see the need for planning and organization.

As a way to save time or fill an undeveloped skill, many people turn to an event planner to turn their ideas into successful events.

With this knowledge, this is one of the good ideas to earn extra money with little investment.

44. Home Flavoring Sale

People tend to look for items that make their environments more beautiful and pleasant to be.

That is why selling products from home is always a great way to earn money, as there is a demand for different types of flavorings that are also sold for varying prices.

Therefore, investing in the purchase of the necessary ingredients for the production and sale of flavorings is usually a profitable investment.

45. Offer Maintenance Services

The high demand for small repairs and renovations makes this service very profitable.

Just choose the market segment in which you want to operate, such as residential or industrial, to make this one of the ideas to earn extra money with little investment.

As with any good start to a successful business, enlist the help of those close to you in promoting your services.

Also, create your brand and a profile on social media to be your main source of promotion for your services.

46. Make and Sell Soaps and Oils

Handmade soaps and oils have low production costs and are highly sought after for offering numerous benefits to the skin.

Knowing this, I believe you will find a large female audience demanding your products, as women tend to be more concerned with aesthetic details and look for less industrialized products for their health benefits.

Remote Work Category

47. Work as a Copywriter

If you like to write and know how to produce good text, working as a copywriter in your spare time or on the weekend is one of the ideas to earn extra money with little investment.

In addition to requiring little initial capital, or even no cash investment, you can register on a website that offers freelance work or offer this work to friends or companies with whom you have contact.

48. Earn Money as an Affiliate

Working with digital and affiliate marketing has become very popular in recent times.

So, if you have sales skills, or are looking for remote work and don’t want to create and sell your own product, you can certainly relate to this idea.

Therefore, the greater the dissemination and strengthening of the brand by affiliate marketing, the greater the chances of sales and profit from the sale of products.

49. Create an Online Store

The e-commerce market grows every day around the world. Knowing this, if you want to pursue a career in this field, selling online will be a very lucrative job for you.

50. Work as a Translator

In addition to working as a copywriter, the market for freelance translators has grown a lot in recent times.

Sign up for freelance platforms or look for more specialized sites in an area of interest and put your skills into practice.

51. Be a Social Media Pro

You are responsible for planning, managing and evaluating the marketing strategies of various brands across social media channels.

To strengthen companies’ brands, you can offer your services to brands that you know, like and see potential for growth in their social networks through your expertise.

52. Video Editing Charges

Of the ideas to earn extra money with a low investment, this is certainly the one that will require you to have a low budget, but a high quality product to stand out in the market.

Just as many companies demand this service, many bloggers and influencers are currently looking for professionals who make increasingly elaborate video edits.

Therefore, it is worth investing in courses and becoming a professional in this area, as it usually brings great financial returns.

53. Be a Virtual Assistant

Working as a virtual assistant is a very interesting online job idea, especially if you have training or experience in a specific area.

The services of a virtual assistant are the most diverse, they usually involve administrative work, sending emails, among other daily activities.

54. Offer Virtual Consulting

With the development of technology, various sectors of the economy and the job market in general, this has benefited remote work models. In that sense, offering virtual consulting is a great idea to earn extra money.

It is a very flexible job, so you can choose the area you are interested in, provide advice and even choose your own working hours.

BPM ApploadYou001

55. Offer Programming Services

The USA is the biggest IT (Information Technology) hub in the world and with the market quite heated, many companies are looking for professionals to provide this type of service.

Take a look at the growth of the software industry:


That way, if you have training in this area, do not hesitate to invest in this profession that can be very profitable and contribute to your financial prosperity.

56. Work as a Freelancer

Have you ever thought about being a freelancer? Are you working on your own, autonomously?

A freelancer is a professional who captures and serves his clients independently, being able to provide services to companies.

The great thing about these low investment earning ideas when it comes to working independently is that you have the ease of taking a skill or training you already have and making it more profitable for you.

Whether as a copywriter, translator, programmer, photographer or journalist, the market is open and has several alternatives for freelancers.

57. Be a Digital Influencer

By continuing to leverage your skills, you can leverage social media to become a digital influencer and start monetizing something you may already have as a hobby.

The important thing is to choose the market in which you want to operate and start offering quality content to your audience.

FAQ – Frequently Asked Questions About Ideas To Make Extra Money With Little Investment

1. What to never stop selling?

Fashion products and apparel! The fashion and apparel business is a niche market that never fails to sell. In addition to working with essential items for people, seasonality (such as commemorative dates and changing seasons) contributes to increased consumption.

2. How much can you earn with these ideas?

So, it will depend on the branch you choose! Be a successful entrepreneur, dedicate yourself and do what you like to bring more returns, because with your dedication you will see that you will always have a great extra income.

3. Why do people seek extra income?

Today many people are looking for an extra income to supplement their income at the end of the month or for investments and the like, so we recommend that you choose the right niche and you will have good ideas to earn extra money with little investment, so you will be a great entrepreneur.

4. What's easy to sell?

Crafts and decoration. People with craftsmanship and an interest in art can produce simple products that sell well. Paintings, recyclable crafts, ecological bags and MDF boxes are some examples.

5. Is selling products on the street a good idea to earn extra income?

Yea!!! Because making food to sell on the street is one of the best businesses for those who need to raise some quick cash. That's because, during the rush of everyday life, many people end up eating on the way from one place to another, expanding opportunities for street vendors who work with gastronomy.


In your opinion, what is more important? How much do you earn or how much do you

In this article, you found 57 ideas to earn extra money with low investment.

You saw that the market is quite wide and that knowing your main skills will help you choose which is the best idea for you.

However, there’s no point in making more money if you don’t have good personal financial control.

Control of personal finances consists of monitoring the inflow and outflow of your money in the form of income and expenses, as well as the strategic analysis of your expenses to achieve your financial goals.

Regardless of what you choose from these examples of extra income sources, you need to manage your money.

Only then will you be able to organize your finances, make your dreams come true and achieve the dream of financial independence.


Please Send Us Your Feedback

Did you like this article?

If so, help us by using the buttons below to share this article on social media.
Also, if you have questions or suggestions, send us a messages to help us improve this content.

Black Pearl Matrix ® Web Design, Programming, Digital Products & Services.