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Ideas to Make Extra Money With Little Investment
Presented By
Black Pearl Matrix
How to make money with little investment?
- Offer buffet, deliveries of cakes, sweets and customized snacks
- Offer aesthetic services at home or at home
- Offer classes at your home, at home or online
- Offer personalized clothing and accessories for people or animals
- Sell or rent spaces and objects you don't use
In this article we list 57 excellent ideas to invest time, ideas that can supplement your income and, who knows, make your dreams of financial independence come true with little investment.
Do you want to earn extra money to supplement your income, or even put an idea into practice to make it your main business, but don’t know how?
Although you think you don’t need to increase your income, know that the greater your ability to save, the closer you will be to achieving the dreamed freedom and financial independence.
Best of all, you can enjoy the comfort of your own home, taking advantage of the vast majority of opportunities that we have selected for you in this article.
I’m sure at least one of them must fit your profile.
Now, Analyze the Graph Showing This Year's Worldwide Unemployment Rate and the Percentage of People Looking for Extra Income with Little Investment:
Knowing this, check out now 57 ideas to earn extra money with little investment separated by categories:
Food Category
1 - Make and Sell Pot Cakes
Pot cake is a delicious dessert that can be used on the most diverse occasions. With different sizes, fillings and toppings, it caters to the most varied tastes.
So if you like this type of product, even if you don’t know how to make it, you can find pot cake recipes on the internet and make this a profitable business for you.
2 - Offer Personalized Cakes and Cupcakes
Still, in the culinary field, cakes and cupcakes are very popular and are known to give a special charm to the sweet table of almost every party. At children’s parties, especially, they are indispensable.
Taking the basic ingredients of pot cakes into your recipe, both for the dough and for the filling, you can invest in customizing and selling these sweets.
By sharing them with friends and family, you can secure an excellent portfolio of your work and secure an extra source of income with a low initial investment.
3 - Invest in Handmade Food
Another opportunity to be considered in the culinary area is the production of handcrafted products, such as bread, butter, cakes, sauces, jams, sweets and snacks.
If you like to cook and have recipes that you consider different or even unique, it is a good thing to invest in this branch, as it is in good demand and your products will be valued.
4 - Assemble a Buffet
Have you ever thought about providing food and drinks at birthday parties, events and meetings?
Did you know that this service is an excellent idea for extra income with little investment?
Even if you think otherwise, remember that for the growth of your own business, it is important to plan, start small, guarantee the support of friends and family and of course, your brand recognition.
This happens gradually, as well as the need to invest money.
5 - Make Party Snacks
If putting together a buffet is too much for you, offering party snacks can be an idea that can take less time and even less money.
For a simpler event, you can opt for snacks like the traditional ones you already know how to make.
Otherwise, invest in free courses on the internet or take classes that teach you how to do more elaborate appetizers.
Category Beauty and Aesthetics
6 - Be a Makeup Artist
Working on self-esteem is very important for health, and makeup helps many women fight some appearance-related insecurities.
Taking that into account, and the fact that many of us don’t know how to apply makeup, putting this idea into practice could make you some good money.
Just take a course or learn free video lessons, which teach you how to combine colors and brushes correctly, among other tips. In order to start offering quality makeup services.
7 - Offer Pedicure and Manicure Services
People love to take care of small details in appearance that make a difference in everyday look. Taking care of the feet and hands is one of them.
Both women and men seek cleaning, polishing, enameling, revitalization, hydration and massage procedures on the skin and nails. Surely everyone knows someone who is constantly looking for this type of service.
You can spread the word to people closest to you, and even offer this service in your own home, scheduling or going to your client’s home.
8 - Make Party Hairstyles
Hairstyles are super sought after, especially for everyday looks, events, parties, and various reasons.
If you were born with this gift, develop it as a hobby or seek to become a professional in this area, you will definitely earn good extra money with this idea, which requires a very low investment.
The fact is that this idea of extra income with low investment will require much more skill and practice than a large initial capital.
9 - Depilate at Home
Continuing with the most common and sought-after services when it comes to beauty and aesthetics, we have the waxing service.
If you understand the business and want to work in this area, doing hair removal at home can be an excellent business.
At first, it is very necessary that you take a course to learn the correct ways to work and invest in your work materials, such as a portable stretcher, wax, thermowax, spatula, among others.
If you manage to take advantage of these opportunities, you will soon be able to retain customers and make this a great source of extra income.
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10 - Be an Eyebrow Designer
Just like good makeup, a well-groomed brow makes a big difference to anyone’s appearance.
If you know it, in your free time or on weekends, you can use this idea to supplement your salary or even specialize in this area, which is in great demand among the female audience.
A good advantage of working at home is that you can control your own hours, adapting the work according to your availability, in addition to not having to share your profit.
Studies, Languages and Text Category
11 - Teaching Language Classes
Language courses are one of the most sought-after products on the market.
So if you have a degree or are proficient in another language, you can take advantage of the idea of giving private or group lessons to someone who wants to improve their language or is preparing for an exchange program.
With the ease offered by technology, you can teach online classes in your workspace at home, and still offer your classes at the best times for you.
If you still don’t know another language, but want to learn it, read the article: Discover 17 FREE websites and apps for you to learn a new language.
12 - Offer Handicraft Classes
Handicraft requires a lot of mastery and technique. So even if you have good teaching skills, this can be a daunting task for someone who has never tried to do something like this in their life.
But if it’s something close to your reality, something you like to do or are interested in learning, you can make use of online courses that teach the principles of this art. Put into practice, you can earn good money giving craft classes to your customers.
13 - Give Reinforcement Classes
Whether at the basic, medium or higher level, there are always people looking for reinforcement in more difficult subjects.
So if you have training in an area such as Portuguese, mathematics, history, biology, etc., or simply know a lot about the content and are interested in teaching, this is a good business to invest in.
This is one of the best ideas to earn extra money with little investment. You can put this tip into practice today.
Just advertise on sites that offer this type of service, or offer your work to someone you know who is interested.
14 - Write Ebooks
If you are in the habit of reading and writing frequently, have good writing skills and are an expert in a specific field, you can earn good extra money by writing and selling e-books.
To do a good job, it is extremely important to master the subject to be talked about or to be a good researcher, to know your persona or target audience well and to invest in publicizing your product.
This would require very little start-up capital, especially for advertising. This is an excellent idea to earn extra money with a low investment.
15 - Teach Crochet Classes
Crochet is a type of handicraft that consists of the manual work of creating fabrics, using a crochet needle and some continuous threads, usually wool.
Like any other crafting technique you master, it can be used to supplement your income by selling beautiful and in-demand products, or by taking classes to people who want to learn the technique.
Fitness Category
16 - Teach Dance Classes
Dance strengthens muscles, improves the cardiovascular system, posture, increases blood flow, favors correct breathing, helps the body’s defenses, among many other positive results for health.
There are several courses that will help you develop the most unique and effective dance styles.
Thus, you can professionalize and diversify your services, making them more attractive to those who will participate in your classes.
17 - Give Yoga Classes
Yoga is a type of exercise that brings countless benefits, not only for the body but also for the mind.
By having this practice as a habit in your life, you can greatly reduce stress and anxiety, relieve body aches, control blood pressure, heartbeats and even facilitate weight loss.
In addition to contributing to a healthier lifestyle, once you have pleasure and want to deepen in this practice, it is worth giving yoga classes to people who seek changes in their daily lives.
Whether virtual or not, you can obtain a source of income with this technique that involves both physical, emotional and spiritual aspects.
18 - Be a Personal Trainer
Are you passionate about sports? Do you have training in physical education? Have you ever imagined yourself as a personal trainer?
A personal trainer offers a type of personalized follow-up to its clients, unlike those who only have the supervision of professionals in gyms.
Best of all, you can provide this type of service in more restricted locations, gyms or at clients’ homes at more flexible hours.
That way, if the answer to all the questions I asked above was ‘YES’, these are reasons for you to invest in this profession or even make it a complement to your current source of income.
Category Fashion and Clothing
19 - Make and Sell Masks and Bows
During the pandemic, several entrepreneurs took advantage of the demand for masks by the population as a business opportunity.
Faced with that scenario or not, people are looking for this type of accessory for their daily lives, not to mention the demand from companies that have masks as a mandatory work accessory.
So if you are comfortable with sewing and like this area, it’s a great opportunity.
20 - Sale of Pet Clothes and Ties
Anyone who has a pet or accompanies someone who does knows how much pets tend to be spoiled.
Pet clothes are a charm and are in high demand by owners who love to wear or put on a special accessory to walk their pet.
So if you like sewing, it’s a great idea to put your creativity and skills into practice to earn money.
On the other hand, if you want to earn money on the internet, be sure to read the article: How to earn money on the internet in an honest and proven way.
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21 - Offer Sewing Services
Still in the sewing area, if you don’t like making clothes, masks, among other products, you can simply offer small sewing services, for example.
In your family, in your neighborhood, there are certainly people who need this service from time to time, right?
Disclose to people close to you and ask them to share with friends and post on their social networks. That way it will be easier for someone to find you when they need your services.
22 - Make Baby Clothes
Although mothers are having fewer and fewer children, their spending on them is higher than it was in the past. According to surveys, the children’s clothing market grows by an average of 6% per year.
Therefore, it is a market that is very worth investing in. A great source of extra income that also needs a low initial investment.
23 - Customize Clothes
Many people like to customize their clothing to make it as close to their personal tastes as possible.
So if you like sewing and modifying things, you can help your customers to revamp their wardrobe with as little money as possible.
Use pearls, gemstones, appliqués and simple or more elaborate cuts. Don’t limit your or your client’s creativity at this point.
24 - Sale Custom T-shirts
Don’t like the more elaborate idea of customizing clothes? Another option we have in this business is the sale of personalized t-shirts.
Personalized t-shirts are highly sought after by companies that like to offer this branded product to their employees.
There is also demand from people who want blouses with different prints, such as animals, flowers and even faces.
Personalized t-shirts are very popular for special dates, with phrases, names, etc. They are also common on birthdays, not to mention the daily use of thousands of people.
So be open to this opportunity to earn extra money, which will definitely make a difference in your budget at the end of the month.
Category of Products and Services
25 - Work as an Application Driver
Becoming an app driver is relatively simple as there are several apps to earn money in urban areas.
The first step is to choose which application offers the best benefits for the driver and which has a good standard of safety and quality, an essential factor for both you and your customer.
In the US this alternative is widely used as the main source of income for thousands of people.
26 - Make Good Use of Your Hobbies
Have you ever stopped to think that your hobbies can bring you a good financial return?
You might not like cooking, writing or sewing, but you might know how to play a musical instrument and enjoy teaching, for example.
Remember that it is always possible to teach someone something. That’s why it’s so important to know yourself and know the market.
Perhaps you are missing out on a great opportunity by not knowing how to monetize your hobbies. Think about what you can take advantage of.
27 - Be a Photographer in Your Free Time
Who doesn’t love pictures? Everyone takes off. People are looking for someone to offer this type of service daily and are always looking for recommendations from friends for good photographers.
The fact is that photography is an art form and a beautiful way to immortalize moments.
So if this is your gift, something that gives you pleasure or that you really want to invest, take advantage of the chance to increase your income with this work.
Also take the opportunity to promote your work on social networks and ask a little help from friends to share your photos.
28 - Cosmetics Resale
No matter the circumstances, even if it affects our personal finances, we need some essential cosmetics for our day-to-day appearance.
And when we talk about the market in general, there is a great demand for products of this type.
Knowing this, you can resell cosmetics and earn extra money from the sale and profit from each product.
29 - Be a Pet Sitter
Pet sitting is a new concept in the animal world. And the pet sitter is the professional who takes care of pets in their own home.
That is, by offering this service, you will be responsible for taking care of, giving affection and attention to your client’s pet while he is not present.
As many of us love pets and are looking for extra money, if this is your case, you can join the idea, become a professional and become a good pet sitter.
30 - Take care of the elderly
A good caregiver for the elderly is empathetic and patient. He is aware that it is natural for human beings to undergo intense changes over time. This involves physical, emotional and cognitive changes.
As a caregiver’s task, in addition to taking care of their diet, hygiene, safety, comfort and well-being, it is also important to provide the elderly with the correct medications, in the appropriate doses and times.
Accepting and taking responsibility for fulfilling these and many other tasks, I see senior care work as a good idea to dedicate yourself to.
31 - Furniture Repair
Furniture repair presents a good opportunity for profitability, in view of the great demand for this service which, in most cases, involves disassembling and reassembling furniture and replacing defective or broken parts.
You can work on your own or join a company with the same goal. And still seek specialization in specific segments.
Specialization in the residential, commercial or industrial segments, depending on your availability, interest in investing your time and money.
32 - Wash the Cars of Friends and Neighbors
Do you know how to wash cars properly? And economically? How about taking advantage of this idea to earn extra money with a low investment?
Not everyone knows how to wash the car correctly or is even too lazy to do this, so they turn to professionals who really know how to clean cars.
You can be a professional at this, put the idea into practice! Surely your friends and family will support you and make your business grow.
33 - Sell Objects You Don't Use
Here, what matters is giving up what you don’t use and using it to your advantage, earning a little money selling clothes, objects, furniture, appliances, etc.
Everyone has something that they haven’t used in a long time and don’t even intend to use. See if it’s still in good condition and put it up for sale on websites for a price you think is fair.
In addition to being sustainable, this idea can be quite profitable, depending on what you are going to put up for sale.
34 - Rental of Objects
If you’re not ready to sell these items or a specific item that you don’t use, the other option we have is renting.
The search for renting clothes, shoes, accessories, objects, furniture, among others, may surprise you and even be more advantageous than selling it, if you have stored it properly.
35 - Rent a Space in Your Home
If you own a large house or apartment and have a room available, you can share ownership and living expenses with someone else.
Or rent just a room, basement, shed or garage for your client. This is another one of the ideas to earn extra money with little investment. You saw that this tip involves minimal investment or even none at all, right?
36 - Grow and Sell Plants
Are you good with plants? Have you considered the option of growing plants in your backyard?
In addition to being a hobby for many people, this idea could be the solution to their financial problems.
The price of seedlings and seeds is relatively low, and you can find what you need on websites, stores or even supermarkets.
37 - Work with Children's Party Decoration
Birthday parties are increasingly elaborate, whether with themed panels, decorated curtains and towels, personalized balloons, etc.
The imagination of the birthday boy and even his parents, when it comes to children’s parties, is usually quite creative.
Due to all this demand for party productions with more special ornamentation, this branch has become quite interesting for those looking for a good source of income.
So, if you like decoration and also have a way with children, you will definitely like this job.
Among the ideas to earn extra money with little investment, this can be one of the most profitable.
38 - Make Custom Accessories
Personalized accessories are all the rage and you can use your unique creative skills by customizing and selling all kinds of accessories, sharing them with friends and family, or even creating your own online store.
39 - Sale of Flower Arrangements, Bouquets and Garlands
Very popular at weddings and even birthdays, flower arrangements give a special charm to any decor, from the simplest to the most elaborate.
So, if you like flowers and this type of decoration and want to help make other people’s parties and celebrations even more beautiful, investing in this business will certainly be a success.
It is worth considering that in the period of social isolation the demand for this type of product has decreased a lot, but you can start to establish what your financial goals are with this idea.
40 - Sale of Paintings
Do you have a talent for painting or have you ever felt like showing your art to the world?
Selling artwork on your own is another idea to earn extra money with little investment and should be considered if you are good at this job.
Many people like and use paintings as decoration for the walls of their homes. So take advantage of these opportunities by using your talent to your advantage.
41 - Make Toys
Selling toys is a very relevant and attractive idea, depending on the audience you want to reach.
In this case, you can and should define your audience or customers that you want to reach with the type of toy you are selling, either by age group, by type of product and even by gender.
For example, are you looking to sell newborn toys, children’s toys, or youth toys? Will the toys be just educational or superheroes?
These points must be considered so that you can define a portfolio of profitable works based on your market segment.
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42 - Create Creative Packaging
On some photo-sharing sites and social networks, you can find several super cool ideas that will help you create the best creative packaging for you to offer your customers.
Here, your creativity rules. Play with colors and patterns.
Create your own style and sell simple or sophisticated pieces, the one that pleases the customer from the first contact with the product, either because of the image or even the texture of the packaging.
43 - Plan Events
As with your financial life, financial planning is essential. When it comes to parties and events, we see the need for planning and organization.
As a way to save time or fill an undeveloped skill, many people turn to an event planner to turn their ideas into successful events.
With this knowledge, this is one of the good ideas to earn extra money with little investment.
44 - Sell Home Flavorings
People tend to look for items that make their environments more beautiful and pleasant to be in.
That is why selling home products is always a great way to earn money as there is demand for different types of flavorings which are also sold for varying prices.
Therefore, investing in the purchase of the necessary ingredients for the production of flavorings and selling them is usually a profitable investment.
45 - Offering Maintenance Services
The high demand for small repairs and renovations makes this service very profitable.
Just choose the market segment you want to operate in, such as residential or industrial, to apply this idea and earn extra money with little investment.
As with any good start to a successful business, enlist the help of those close to you in promoting your services.
Also, create your brand and a profile on social media to be your main source of promotion for your services.
46 - Make and Sell Soaps and Oils
Handmade soaps and oils have a low production cost and are highly sought after for offering countless benefits to the skin.
Knowing this, I believe you will find a large female audience demanding your products, as women tend to be more concerned with aesthetic details and look for less industrialized products for their health benefits.
Remote Work Category
47 - Work as a Copywriter
If you like to write and know how to produce good texts, working as a copywriter in your spare time or on the weekend is one of the best ideas to earn extra money with little investment.
In addition to requiring little initial capital or even no cash investment, you can register on a website that offers freelance work or offer this work to friends or companies with whom you have contact.
48 - Earn Money as an Affiliate
Working with digital marketing and affiliate marketing has become very popular in recent times.
So if you have sales skills or are looking for remote work and don’t want to create and sell your own product, this idea will certainly resonate with you.
Therefore, the greater the dissemination and strengthening of the brand by affiliate marketing, the greater the chances of sales and profit from the sale of products.
49 - Create an Online Store
The e-commerce market grows every day all over the world. Knowing this, if you want to pursue a career in this field, selling online will be a very lucrative job for you.
50 - Work as a Translator
In addition to writing work, the freelance translator market has grown a lot in recent times.
Sign up for freelance platforms or look for more specialized sites in an area of interest and put your skills into practice.
51 - Be a Social Media Pro
You will be responsible for planning, managing and evaluating the marketing strategies of various brands across social media channels.
To strengthen companies’ brands, you can offer your services to brands that you know, like and see potential for growth in their social networks through your expertise.
52 - Charges for Video Editing
Of the ideas to earn extra money with a low investment, this is certainly the one that will require you to have a low budget, but a high quality product to stand out in the market.
Just as many companies demand this service, many bloggers and influencers are currently looking for professionals who make increasingly elaborate video edits.
Therefore, it is worth investing in courses and becoming a professional in this area, as it usually brings great financial returns.
53 - Be a Virtual Assistant
Working as a virtual assistant is a very interesting online job idea, especially if you have training or experience in a specific area.
The services of a virtual assistant are the most diverse, they usually involve administrative work, sending emails, among other daily activities.
54 - Offer Virtual Consulting
With the development of technology, various sectors of the economy and the job market in general have expanded and improved remote work models. In that sense, offering virtual consulting is a great idea to earn extra money.
It is a very flexible job so you can choose the area you are interested in, provide advice and even choose your own working hours.
55 - Offering Programming Services
The USA is the biggest IT (Information Technology) hub in the world and with the market quite heated, many companies are looking for professionals to provide this type of service.
That way, if you have training in this area, do not hesitate to invest in this profession that can be very profitable and contribute to your financial prosperity.
56 - Work as a Freelancer
Have you ever thought about being a freelancer? Do you know what a freelancer does?
A freelancer is a professional who captures and serves his clients independently, being able to provide services to companies.
The best thing about these low investment earning ideas when it comes to working independently is that you have the ease of taking a skill or training you already have and making it profitable for you.
Whether as a copywriter, translator, programmer, photographer or journalist, the market is open and has several alternatives for freelancers.
57 - Be a Digital Influencer
By continuing to leverage your skills, you can leverage social media to become a digital influencer and start monetizing something you may already have as a hobby.
The important thing is to choose the market in which you want to operate and start offering quality content to your audience.
What does E.R.A.R mean and how does it influence your success?
E.R.A.R is an abbreviation for (emotion, reflection, attitude and repetition). These are stages of a vicious cycle in which more than 82% of people are trapped but have no idea how to get out.
It demonstrates the difficulty people have in saving money, which is obviously a very serious problem…
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FAQ - See some of the most frequently asked questions about Earning Extra Money with Little Investment
1- How much money do I need to get started?
The amount of money needed to start can vary depending on the ideas, ranging from $20.00 to $100.00.
2- Can I make this my main job?
Yea!!! No doubt! You may be choosing the idea that makes the most sense to you and making it your main business and source of income.
3- What do I need to start working today?
A cell phone or computer with an internet connection is the first thing, then it's just a matter of willpower, nothing more.
Conclusion
In your opinion, what is more important: How much do you earn or how much do you spend?
In the image above you can see with your own eyes the cycle that more than 82% of people are trapped in.
Now that you are aware of this and have known 57 ideas to earn extra money with little investment, you have seen that the market is quite wide and that knowing your main skills will help you choose which is the best idea to start with.
However, there’s no point in making more money if you don’t have good personal financial control.
Control of personal finances consists of monitoring the inflow and outflow of your money in the form of income and expenses, as well as the strategic analysis of your expenses to achieve your financial goals.
Regardless of what you choose from these examples of extra income sources, you need to manage your money.
Only then will you be able to organize your finances, make your dreams come true and achieve the dream of financial independence.
So, what did you think of this article about ideas to earn extra money with little investment?
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